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Loan Types

7 Types of Loans: Which One Fits Your Needs?

Types of Loans

Whether you’re looking for a new home or need to do some considerable remodeling, you’re probably going to need a loan. In order to choose the best one that best fits your financial and home-ownership needs, you’ll need to figure out which one is best for you. To help you navigate the process, …

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8 Key Terms to Consider When Reviewing a Loan Agreement

Shaking Hands

A Loan Agreement (also known as a Facility Agreement) can be a complex document. In order to help you review and understand such a document, we’ve put together a checklist of the most important points to consider. The list is by no means exclusive, but is a good starting point for any …

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Businesses enter into loan agreements on a regular basis, but it’s crucial that that you review any loan agreement you sign off on. You may not be able to negotiate the terms if a bank is lending you the capital and you’re running a small or medium business, but you can certainly look around …

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Why was My Home Loan Application Declined?

All of us would have a doubt in mind of the approval probability when applying for a home loan. At times even if you have good income, there are chances of getting home loan rejected. The reason for this is banks judge you based on the ability to repay loan. …

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Cash Advance Loans Are Really Worth Applying For.

You are still in two minds whether to apply for a cash advance loan because your credit rating is bad? Let us get to know if you can be approved under these circumstances. First and foremost, you can count on getting a cash advance loan since these types of loans …

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Personal Loan Process

How Do Banks Process Personal Loan Applications? Is it easy to get a personal loan? Well, yes and no. On one hand, there is less paperwork, since the bank does not have to verify any assets as in the case of home loans. On the other hand, there are stringent …

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Personal Loans vs. Payday Loans: Which is the Best Option?

Sometimes, you just can’t help it — you need to borrow money, and you need it fast. Traditional loans through a bank take time and paperwork, and many have hoops to jump through that those with less-than-stellar credit might not be able to make. Fortunately, other options exist in the …

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Simple Facts About Collateral Loans You Need to Know

Collateral loans are very common when the economy is weak and people are having a hard time with debts. To protect yourself, you should know what to expect and what is expected of you. What is a Collateral Loan? A collateral loan is a loan that is secured by an asset you own; if …

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Ways to get easy loans for your needs

There are hundreds of options for getting easy loans nowadays. But all of them are not really that easy. There is paperwork, there is background check, there are scores to maintain etc. What would you do if you need a loan quickly, say for buying a new car? Car loans …

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